Morocco Market Profile

MIX Premium Barometer
mai 27, 2015

2015 - March : Barometer

Five Moroccan respondents covering 82% of the market by loan portfolio and 82% of borrower level have responded to the Barometer survey providing projections for the quarter ending in June 2015. MFIs have cited new product offering as the most important factor at an outreach level and client-indebtedness as the primary factors under risk factor in the current quarter.

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avril 06, 2015

2014 - December : Barometer

Quatre répondants marocains couvrant 35% du marché en termes de portefeuille de prêts et 38% en termes d’emprunteurs ont répondu à l'enquête du Baromètre en fournissant des projections pour le trimestre s’achevant en mars 2015. La majeure partie des réponses ce trimestre considère l’offre de nouveaux produits comme le facteur le plus important en termes de portée et cite la concurrence comme le facteur principal de risque.

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janvier 06, 2015

2014 - Septembre : Baromètre

Trois participants marocains couvrant 39% du marché en termes de portefeuille de prêts et 36% en termes d'emprunteurs ont répondu à l'enquête du Baromètre et fourni des projections pour le 3ième trimestre 2014. Les IMF prévoient un taux de croissance des emprunteurs supérieur à la croissance de leurs portefeuilles de prêts individuels pendant le trimestre.

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septembre 24, 2014

2014 - Juin Baromètre

Quatre IMF marocaines couvrant 39% du marché en termes de portefeuille de prêts et 36% pour ce qui est des emprunteurs ont répondu à l'enquête du Baromètre, fournissant des projections pour le 3ième trimestre 2014. Les IMF ont reporté  que l’endettement des clients est leur principale préoccupation en matière de risque au cours du trimestre à venir et voient les niveaux de PAR augmenter pour le trimestre et les douze mois à venir.

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juin 17, 2014

2014 - Mars : Baromètre

Quatre IMF marocaines couvrant 84% du marché ont répondu à l'enquête du Baromètre en fournissant des projections pour le trimestre se terminant fin juin 2014. Les IMF ont déclaré que le surendettement des clients est leur principale préoccupation en termes de risque pour le trimestre à venir ; ils anticipent une hausse du niveau de PAR pour le pays..

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MIX Premium Archives
avril 03, 2014

2014 - March : Quarterly Update : Regulatory Changes Still in Limbo

The recent sector development in Morocco brings in opportunity for the microfinance institutions to register as LLCs a for-profit microfinance company with the Bank Al-Maghrib (BAM) of Morocco. The bank is also working towards setting an interest rate ceiling for all the credit institution, which is expected to be finalized in the final legislation.

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MIX Premium Barometer
décembre 04, 2013

2013 - Septembre : Baromètre

This forecasting report covers the Moroccan microfinance market through December 31, 2013. The report is based on survey responses from market participants and covers the following:

  • Forecasts are aggregated at the national level with insights by peer group (legal status, regulated, age, etc.)
  • Risk and outreach factors are ranked
  • Individual responses are bucketed into ranges and provided by peer group
  • Featured indicators include: Number of active borrowers, gross loan portfolio, and portfolio-at-risk > 30 day

This report is also available for individual purchase.

MIX Premium Barometer
août 14, 2013

2013 - Juin : Baromètre

5 MFIs representing 83% of the Moroccan market share responded to this quarter's Barometer survey. Moroccan MFIs are projecting growth in outreach for the quarter ending September 30 and the 12 months ending next June. In last quarter's survey, MFIs were preoccupied by the impact of the macroeconomic environment on their outreach and risk, market sentiment has shifted with new product offerings and funding gaining prominence for outreach and client-indebtedness gaining for risk.

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juin 20, 2013

2013 - Mars : Baromètre

Four MFIs responded to this quarter's survey representing 80% of the market by gross loan portfolio. Respondents are projecting stronger growth in borrower levels than in loan portfolios. With only one projection for a decline in loan portfolio, all other projections for both borrowers and loans are positive. MFIs do not see any major change in portfolio-at-risk levels, but do expect their individual portfolios to perform better than the average. In terms of factors impacting both outreach and risk, macroeconomic factors was cited most often by MFIs.

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MIX Premium Quarterly Update
avril 10, 2013

Rapport du quatrième trimestre

More regulatory changes afoot in Morocco. With the recent addition of the LLC status to the microfinance sector (discussed in the previous QU), the government has decided to overhaul the current regulation on MFIs to exert the central bank and bring MFIs into the mainstream banking sector.

This report is also available for individual purchase.